Status: checked against official sources; automated independent review
Part of American Express Membership Rewards (US) hub · Etihad Guest hub
New to American Express Membership Rewards (France)? Start here: cards and transfers
PROGRAMME PROFILE
American Express Membership Rewards (France)
American Express Membership Rewards is the loyalty programme for holders of enrolled American Express cards, and its French edition is run through the americanexpress.com/fr-fr site, where Card Members sign in to their online account to convert points into partner loyalty currencies or to see which ways of using points their card opens. [1]
Facts checked: 18 October 2026
Key takeaways
- The French Membership Rewards page is a cardholder hub: points balance, eligible uses and conversions all sit behind the standard online account login. [1]
- Points can go towards everyday purchases as well as travel, through a "Je rembourse" ("I reimburse") action on the French page. [1]
- From 15 June 2026, Membership Rewards points can no longer be transferred to the Etihad Guest programme. [1]
- The United States programme publishes its own detailed terms, including a typical 1,000-point minimum per transfer and no reversals once points have moved. [2] [3]
What does Membership Rewards cover in France?
The French page is the entry point to the programme rather than a full rulebook: it links to pages on using points, travelling with points and receiving programme news by email, and it asks Card Members to log in with their usual user name and password to see the full set of ways their points can be used. [1] Logging in also shows the points balance and the options that are eligible with the specific American Express card held. [1]
Converting points is an account action. American Express France states that, to convert Membership Rewards points, a Card Member must first connect to their online account with their usual credentials. [1]
Redemption is not limited to flights. The French page promotes paying yourself back for everyday purchases with points, using a "Je rembourse" ("I reimburse") button, and it keeps Membership Rewards in a separate menu section from a Miles Flying Blue area that covers earning Miles on purchases, Pay with Miles and ideas for where to travel with Miles. [1] The site also lists co-branded AIR FRANCE KLM – AMERICAN EXPRESS cards alongside its own personal and business card ranges, so French cardholders may hold a card issued with a partner airline rather than a plain American Express card. [1]
Which transfer partners can French Card Members use?
One dated change appears on the French page: from 15 June 2026, Membership Rewards points can no longer be transferred to the Etihad Guest programme, and the notice names that programme specifically. [1] Partner names and conversion options otherwise sit inside the Card Member's online account, which the French page points to for the complete range of uses for points. [1]
Once points leave Membership Rewards, the receiving programme's own rules take over. The United States programme terms put this plainly, saying that transferred points are subject to the partner loyalty programme's terms and conditions, that American Express does not control those programmes, and that partner programmes may change award levels, blackout dates or capacity controls at any time. [3] The United States customer service guidance adds the practical warning to check award availability and the number of points needed before completing a transfer, because the transfer itself cannot be undone. [4]
How does the United States version word its transfer and earning rules?
American Express publishes a separate Membership Rewards terms document for the United States, last updated October 2026, which sets out the mechanics in detail and applies to the United States programme. [3] It is a useful yardstick for what a country edition of Membership Rewards typically specifies, because those items are exactly what a French cardholder needs to confirm on their own account page. [1] [3]
| Item | What the US terms state |
|---|---|
| Typical minimum transfer | In most cases at least 1,000 points, moved in multiples of 1,000 [2] [3] |
| Processing time | Typically 48 hours, though some partner programmes delay posting the points [2] [3] |
| Reversibility | Transfers cannot be reversed, and points cannot be converted back into Membership Rewards points [3] |
| Whose partner account can receive points | The Card Member's own, or an Additional Card Member's, with the Additional Card issued at least 90 days before linking [3] |
| Fee on transfers to a US airline programme | An excise tax offset fee of $0.0006 per point, capped at $99 [3] |
| If a partner programme leaves | American Express may limit transfers to that programme before it ends, at a level of at least 100,000 points [3] |
On the earning side, the same United States terms award points on an eligible purchase with an enrolled card, and exclude cash advances and cash equivalents including gift cards, person-to-person payments, balance transfers, prepaid card purchases and reloads, fees and interest, foreign exchange fees, and purchases paid for with points. [3] For Consumer and Business Card Accounts, points are earned only if the minimum amount due reaches American Express by the Payment Due Date shown on the statement; for Corporate Card accounts the payment must be received by the Closing Date of the next billing period. [3] The French site's card guide lists personal cards, business cards and the co-branded AIR FRANCE KLM – AMERICAN EXPRESS range. [1]
Exceptions and limits
- Under the United States terms, points do not belong to the Card Member: they cannot be moved to someone else's Rewards Account, sold, or passed on through divorce, inheritance or bankruptcy. [3]
- Also in the United States programme, cancelling or unenrolling the last product linked to a Rewards Account means losing all points immediately, though the holder of a Corporate Card may have up to 30 days to redeem; if American Express itself cancels a card for inactivity, the Card Member gets 90 days to use the points. [3]
- Fraud, abuse or manufactured spending can lead to earning and redemption being suspended, points being taken away even into a negative balance, and the account being cancelled. [3]
- Linking requirements are strict in the United States programme: the partner loyalty account must carry the Card Member's name (or an Additional Card Member's), and the names on the card and the partner account must match for the link and the transfer to succeed. [3] [4]
- For France, the dated exception is the Etihad Guest cut-off: transfers of Membership Rewards points to that programme stop on 15 June 2026. [1]
- What a French Card Member can actually do with points depends on the card linked to the account, since the French page frames the redemption menu as the options eligible with that card. [1]
Frequently asked questions
Can I still transfer Membership Rewards points to Etihad Guest?
No. American Express France states that from 15 June 2026 Membership Rewards points can no longer be transferred to the Etihad Guest programme. [1]
Where do I find the current list of transfer partners?
In your online account. The French page directs Card Members to log in with their usual credentials to see every way their points can be used and to carry out a conversion. [1]
Can I use points without transferring them to an airline or hotel programme?
Yes. The French page promotes reimbursing everyday purchases with points through its "Je rembourse" action, alongside travel uses. [1]
Is there a minimum number of points per transfer?
The United States programme terms require at least 1,000 points in most cases, in multiples of 1,000. [2] [3] Those terms govern the United States programme; in France, conversions run through the online account, which shows the options available. [1] [3]
Sources
Sources checked on 18 October 2026. Membership Rewards programmes in countries other than France and the United States are not covered here.
- American Express France — Membership Rewards, checked 18 October 2026
- Membership Rewards Program Terms and Conditions (United States), transfer section, checked 18 October 2026
- Membership Rewards Program Terms and Conditions (United States), checked 18 October 2026
- American Express customer service: how do I transfer Membership Rewards points? (United States), checked 18 October 2026
American Express Membership Rewards (France) on Flyerfolio
Every page about American Express Membership Rewards (France), grouped by what you want to do.
Start here 1
Tools 3
- Transfer ratio calculatorConvert points to partner miles at a ratio you enter or a sourced ratio with its official link and check date, with optional bonus and minimum block.
- Points value calculator
- Award vs cash calculatorCompare paying with points and paying cash using your own point value, including points the cash booking earns, and see the break-even value.