Status: checked against official sources; automated independent review
GUIDE
How to transfer HSBC Reward Points to KrisFlyer
HSBC Reward Points earned on Singapore-issued HSBC credit cards can be converted into KrisFlyer miles, the base unit of Singapore Airlines' KrisFlyer programme, at the rate HSBC publishes of 30,000 HSBC points for 10,000 air miles. [1] [5]
Facts checked: 18 October 2026
Key takeaways
- HSBC's Singapore rewards catalogue lists Singapore Airlines' KrisFlyer at 30,000 HSBC points for 10,000 air miles, and says partner redemption rates may be updated from time to time. [1]
- Redemptions are made through the HSBC Singapore app, where Reward Points can be turned into miles with a list of airline partners that includes Singapore Airlines. [1]
- Singapore Airlines prohibits converting credit or charge card points into a KrisFlyer account when those points do not belong to that KrisFlyer member. [5]
- Once miles have moved from a non-airline partner programme into KrisFlyer, Singapore Airlines says the conversion cannot be reversed. [5]
How many HSBC Reward Points do you need for 10,000 KrisFlyer miles?
| Item | Detail |
|---|---|
| Listed conversion rate | 30,000 HSBC points : 10,000 air miles with Singapore Airlines (KrisFlyer) [1] |
| Points per mile | Three HSBC points for each KrisFlyer mile [1] |
| Where the conversion happens | HSBC Singapore app [1] |
The KrisFlyer line sits inside a single table of airline partners, and HSBC prices other airlines differently in the same table: 25,000 points for 10,000 miles with British Airways, Cathay Pacific, Etihad Airways and Qantas, 35,000 points for 10,000 with Air Canada, Qatar Airways, United Airlines and Turkish Airlines, and 50,000 points for 10,000 JAL miles. [1] HSBC's catalogue says miles and hotel points can be redeemed with over 20 airline and hotel partners. [1]
The same catalogue also shows non-airline uses for the same points, such as 4,000 Reward points for every SGD10 of spending and 400 Reward points for every SGD1 after that. [1] The catalogue states that partner redemption rates may be updated from time to time, so the figures here are the ones HSBC published at the date of checking. [1] The mechanics of how a transfer ratio works are explained in the glossary entry on the transfer ratio.
Which HSBC Singapore cards earn Reward Points you can convert?
HSBC's Singapore rewards catalogue describes Reward Points as the points earned on an HSBC credit card and redeemed through the HSBC Singapore app. [1] The catalogue is published on HSBC's Singapore site and links through to individual card pages, including the HSBC Premier Mastercard, the HSBC TravelOne Credit Card and the HSBC Revolution Credit Card. [1]
For the cards themselves, see the HSBC Singapore credit cards page and the HSBC Rewards (Singapore) programme page. To compare this airline conversion with the other programmes that Singapore-issued cards feed, see Singapore card points transfer partners.
How do you convert HSBC Reward Points to KrisFlyer miles?
The redemption starts on the HSBC side: HSBC directs cardholders to the HSBC Singapore app to redeem points and turn them into miles or hotel points. [1] KrisFlyer appears in the airline list under "Singapore Airlines", so the partner you select in the app is the airline's own programme. [1]
The KrisFlyer side is strict about ownership of the points. Singapore Airlines prohibits the conversion or accrual of KrisFlyer miles into a KrisFlyer account from credit or charge card points that do not belong to that KrisFlyer member. [5] Non-flight miles can only be earned or converted by the member who carries out the transaction with the programme partner. [5] KrisFlyer membership is personal and cannot be transferred, sold or bartered. [5] In practice, the HSBC cardholder holding the points and the KrisFlyer member receiving the miles should be the same person.
On the airline side, Singapore Airlines treats a transfer from a non-airline partner programme into KrisFlyer as one-way: KrisFlyer miles can be transferred in from a non-airline partner programme, but the action cannot be reversed. [5]
Limits, conditions and reversals
- Rate changes. HSBC says partner redemption rates may be updated from time to time, and publishes HSBC Rewards Programme terms and conditions effective from 31 March 2025 alongside the catalogue. [1]
- No reversal on the airline side. Singapore Airlines says KrisFlyer miles transferred into an account from a non-airline partner programme cannot be reversed. [5]
- Partner-level restrictions. Singapore Airlines notes that some programme partners may disallow certain categories of their members from transferring points earned in their programme into a KrisFlyer account. [5]
- Breach of KrisFlyer terms. Singapore Airlines may cancel or reverse KrisFlyer miles accrued in breach of its terms, at its discretion and without prior notice. [5]
- Timing and problems. For enquiries about KrisFlyer miles converted from a non-airline partner's programme, Singapore Airlines directs members to the timeframe set out in that partner's terms and to resolve issues directly with the partner concerned. [5]
Frequently asked questions
How many HSBC Reward Points do I need for 10,000 KrisFlyer miles?
HSBC's Singapore rewards catalogue lists 30,000 HSBC points for 10,000 air miles with Singapore Airlines' KrisFlyer programme. [1]
Where do I convert HSBC Reward Points into KrisFlyer miles?
HSBC points cardholders to the HSBC Singapore app for redemptions, where airline miles are one of the redemption options. [1]
Can I convert HSBC Reward Points into a family member's KrisFlyer account?
Singapore Airlines prohibits converting credit or charge card points into a KrisFlyer account when the points do not belong to that KrisFlyer member. [5]
Can the transfer be undone?
Not from the KrisFlyer side: Singapore Airlines says miles transferred from a non-airline partner programme into KrisFlyer cannot be reversed. [5] HSBC publishes its own HSBC Rewards Programme terms and conditions with the catalogue. [1]
Do the conversion rates stay the same?
HSBC states that partner redemption rates may be updated from time to time. [1]
Sources
Sources accessed on 18 October 2026. It covers Reward Points earned on Singapore-issued HSBC cards and their conversion into KrisFlyer; the HSBC rewards schemes run in the United Kingdom and the Hong Kong Special Administrative Region of China, and the KrisFlyer Elite Silver and Elite Gold qualification rules, are not covered here.
- HSBC Singapore rewards catalogue and airline partner redemption rates, checked 18 October 2026
- KrisFlyer terms and conditions (Singapore Airlines), checked 18 October 2026