HSBC Rewards (Singapore): Points and Transfer Partners

What HSBC Rewards is and how you redeem

The catalogue's own description is that it shows "what you can redeem with the Reward points and miles you've earned on your HSBC credit card", and it invites cardholders to redeem in the HSBC Singapore app. [1] [2] The page provides a video walkthrough of the redemption steps with a downloadable transcript, and directs cardholders who already hold the app to access card rewards there. [1]

Two programme documents are linked from the catalogue: FAQs for the HSBC Reward Programme and the Terms and Conditions for the HSBC Rewards Programme effective from 31 March 2025, both as PDFs. [1] [2]

The catalogue page also points to three HSBC Singapore cards: HSBC Premier Mastercard, HSBC TravelOne Credit Card, which HSBC describes as offering instant reward redemption with an extensive selection of airline and hotel partners, and HSBC Revolution Credit Card, which HSBC describes as offering up to 20× accelerated rewards. [1] HSBC's Singapore site lists further cards in the same menu, including Live+, Advance, Visa Infinite and Visa Platinum. [1] [3]

What Reward points can be spent on

The catalogue groups its options as "ways to use your points". [1] The rewards marketplace carries more than 20,000 items and gift cards, with free delivery when a member redeems. [1] Under pay with points, points can be put towards spending starting at 4,000 Reward points for every SGD10, and 400 Reward points for every SGD1 after that. [1]

Travel with Points is described as a way to plan flights, hotels and car rental bookings and offset the booking cost fully or partially with Reward points. [1] Points can also be donated through One Tree Planted, where 600 points plant a tree. [1]

Beyond the pay-with-points starting level, the catalogue does not publish minimum or maximum redemption amounts for these options, or any fee attached to them. [1]

Airline and hotel transfer partners

HSBC says points can be turned into miles and hotel points at over 20 airline and hotel partners instantly, and the catalogue publishes a redemption rate for each partner in panel tables. [1] [2] The page notes that partner redemption rates may be updated from time to time. [1]

Seven airline programmes are listed at 25,000 HSBC points for 10,000 partner miles: Air France-KLM (Flying Blue), British Airways (The British Airways Club), Cathay Pacific (Asia Miles), Etihad Airways (Etihad Guest), EVA Air (Infinity MileageLands), Qantas (Qantas Frequent Flyer) and Vietnam Airlines (Lotusmiles). [1] airasia rewards sits outside that pattern, at 25,000 HSBC points for 20,000 airasia points. [1]

Two airlines convert at 30,000 HSBC points for 10,000 miles: Singapore Airlines (KrisFlyer) and Thai Airways (Royal Orchid Plus). [1] Five convert at 35,000 HSBC points for 10,000 partner miles or points: Air Canada (Aeroplan), Hainan Airlines (the airline's frequent flyer programme), Qatar Airways (Privilege Club, listed in Avios), Turkish Airlines (Miles&Smiles) and United Airlines (MileagePlus). [1] Japan Airlines (JAL Mileage Bank) is the most expensive airline conversion in the panel, at 50,000 HSBC points for 10,000 JAL miles. [1]

Four hotel programmes appear in the rate panel: Accor (ALL – Accor Live Limitless) at 25,000 HSBC points for 5,000 ALL Reward points, IHG One Rewards at 25,000 for 10,000 points, Marriott Bonvoy at 25,000 for 10,000 hotel points, and Wyndham Rewards at 30,000 for 10,000 Wyndham Rewards points. [1]

For the Singapore Airlines conversion, the airline side is covered in the KrisFlyer profile, and the general idea of a points-to-miles exchange is explained under transfer ratio; a step-by-step list for moving points to a partner sits in the transfer points checklist. [1]

Exceptions and limits

• Rates move: HSBC states that rates for partners may be updated from time to time, and the figures here are those shown on the catalogue page on 18 October 2026. [1] [2]
• The hotel section names Accor Live Limitless, IHG One Rewards and Marriott Bonvoy as conversion options, while the hotel rate panel on the same page also lists Wyndham Rewards at 30,000 HSBC points for 10,000 Wyndham Rewards points. [1]
• HSBC describes more than 20 airline and hotel partners, while the rate panels on the page list 16 airlines and four hotel programmes. [1]
• The catalogue does not say how long a partner conversion takes beyond describing miles and hotel point redemptions as instant, nor what happens if a conversion to a partner does not complete. [1]
• Where these rules apply: all of the above comes from HSBC's Singapore pages, which the bank says are designed for use in Singapore, and the programme terms linked from the catalogue are the version effective from 31 March 2025. [1] [2] [3]
• The HSBC Rewards programme offered outside Singapore is separate; the HSBC Rewards (UK) profile covers that market and none of its partners, rates or rules are described here. [1]

Related pages

Programme profiles: KrisFlyer, HSBC Rewards (UK), DBS Points, UOB UNI$. Terms: transfer ratio. Guides: transfer points checklist, glossary of terms.

Sources

Sources accessed on 18 October 2026. Other Singapore card rewards schemes, and HSBC Rewards programmes in markets outside Singapore, are not covered here; see the glossary for definitions used above.

1. HSBC Singapore Rewards catalogue, checked 18 October 2026
2. HSBC Singapore Rewards catalogue (credit cards page), checked 18 October 2026
3. HSBC Singapore homepage, checked 18 October 2026