Status: Checked against official sources on 18 October 2026

FREQUENT FLYER GLOSSARY

What is cruise loyalty currency?

Cruise loyalty currency is the progress unit a cruise line's loyalty programme uses to record how much a member has sailed and to decide when that member reaches the next tier. It is a tally of travel already taken rather than a spendable balance, and it belongs to one programme: Royal Caribbean's Crown & Anchor Society counts Cruise Points earned per night sailed [2], while Norwegian Cruise Line's Latitudes Rewards counts Latitudes Points per cruise night [3].

Facts checked: 18 October 2026

Key takeaways

  • The counting unit underneath both programmes is the night: Crown & Anchor Society awards one Cruise Point for each completed night of sailing [2], and Latitudes Rewards awards one point for every cruise night [3].
  • Stateroom and booking type can lift the rate. Crown & Anchor adds an extra point per night for listed suite categories and for guests paying a single price for a double-occupancy stateroom [2]; Latitudes adds a point per night for full-fare suites or The Haven, and a further point for a Latitudes Rewards Insider Offer [3].
  • Tier ladders are built on different totals, so a point in one programme does not buy the same progress as a point in another [2] [3].
  • Crown & Anchor Society states that points never expire [2].

How does cruise loyalty currency work?

A cruise booking is usually described as a sailing, but the sailing is not the unit that gets counted. Both programmes here measure a completed cruise night by night and then convert those nights into their own points: Royal Caribbean credits Cruise Points for each completed night of sailing [2], and Norwegian Cruise Line credits one point for every cruise night [3]. A seven-night cruise therefore earns seven base units, while a three-night cruise earns three, before any stateroom or booking bonus is applied [2] [3].

The points then sit against a published tier ladder. Crossing a threshold changes the benefits a member receives on board, which is why the unit and the ladder have to be read together rather than as separate numbers.

How do you earn Crown & Anchor Cruise Points?

Crown & Anchor Society, the Royal Caribbean International loyalty programme, awards one Cruise Point for each completed night of sailing, plus one extra point per night when the member purchases and sails in a suite in categories RL, RS, PS, SL, TS, A1, A2, A3, CL, OS, FS, GS or JS, and/or sails in any category and pays a single pricing type for a double-occupancy stateroom [2]. Cruise Points appear in the account within 30 days after the cruise, and a tier reached while on board takes effect from the next sailing [2]. The published tier thresholds run from 3 Cruise Points to 700 Cruise Points [2]. Points never expire [2].

How do you earn Latitudes Points?

Latitudes Rewards members earn one point for every cruise night, an additional point per night for booking a full-fare suite or The Haven, and a further additional point per night when booking a Latitudes Rewards Insider Offer [3]. Guests are enrolled automatically after their first cruise [3]. The tier ladder is published as follows [3]:

Latitudes Rewards tiers
TierPoints
Bronze1
Silver20
Gold45
Platinum75
Sapphire150
Diamond350
Ambassador700

Missing points can only be credited for cruises taken within the last 12 months [3].

Why are the units not interchangeable?

Two programmes can both count nights and still produce incompatible currencies, because the exchange into points and the shape of the ladder both differ. A single night is worth one Crown & Anchor Cruise Point, or two in a listed suite or on a single-price double-occupancy booking [2]; a single night is worth one Latitudes Point, rising with a full-fare suite, The Haven or an Insider Offer booking [3]. The ladders also start and climb at different rates, from 3 Cruise Points in Crown & Anchor Society to 1 point in Latitudes Rewards at entry level [2] [3].

Within Royal Caribbean Group, the Points Choice table makes the scale difference explicit, showing one night of sailing producing a different quantity in each of three currencies [2].

Points Choice exchange examples by stateroom category
Stateroom categoryCrown & Anchor points per nightCaptain's Club points per nightVenetian Society
Ultimate Family Townhouse2241 VS Day per night
Star Lofts, Ultimate Family Suite, Ultimate Panoramic Suite2121 VS Day per night
Sky Suites, Sunset Suites, Junior Suites251 VS Day for every 2 Royal Nights
Balcony & Neighborhood131 VS Day for every 3 Royal Nights
Inside & Ocean View121 VS Day for every 4 Royal Nights

Status is handled separately from currency: Royal Caribbean Group matches tier one-for-one across Crown & Anchor, Celebrity Cruises Captain's Club and Silversea Venetian Society, allowing up to seven days for the match to take effect [2]. Norwegian Cruise Line Holdings says it honours Latitudes status when members sail Regent Seven Seas Cruises or Oceania Cruises [3].

Exceptions and limits

  • Suite bonuses have carve-outs. The Latitudes suite bonus applies to full-fare suites booked when the reservation was originally made and excludes Club Balcony Suites, while the Insider Offer bonus does not include suites or The Haven [3].
  • Benefit availability depends on sailing length. Latitudes tier benefits are available on sailings of 5 nights or longer, but onboard discounts, including pre-booked shore excursions, apply on all sailings regardless of length [3].
  • Moving points between Royal Caribbean Group brands is optional and conditional. Points Choice is open to Crown & Anchor members aged 18 and over who are already enrolled in the receiving programme, requires a request before the sailing or up to 14 days after disembarkation, and applies only to sailings departing on or after 30 January 2026; exchange rates are published annually [2].
  • Timing rules. Crown & Anchor Cruise Points post within 30 days of the cruise, and a new tier earned on board applies from the following sailing [2].
  • Scope. This page covers the progress units published by cruise lines for their own loyalty programmes; it does not treat airline, hotel or credit-card points as a route into cruise loyalty currency.

Frequently asked questions

Do cruise loyalty points expire?

Crown & Anchor Society states that points never expire [2]. Joining the programme is free [2].

How many cruise points do you earn per night?

Crown & Anchor Society awards one Cruise Point per completed night, or two per night in a listed suite category or on a single-price double-occupancy booking [2]. Latitudes Rewards awards one point per cruise night before suite, The Haven and Insider Offer bonuses [3].

Do suite guests earn cruise loyalty currency faster?

Yes. Royal Caribbean adds an extra Cruise Point per night for suites in categories RL, RS, PS, SL, TS, A1, A2, A3, CL, OS, FS, GS and JS [2], and Norwegian Cruise Line adds an extra Latitudes Point per night for a full-fare suite or The Haven [3].

Can you move cruise points to another cruise line's programme?

Crown & Anchor members can direct points to Celebrity Cruises Captain's Club or Silversea Venetian Society under Points Choice, at published exchange rates [2]. Within Norwegian Cruise Line Holdings, status is honoured on Regent Seven Seas Cruises and Oceania Cruises sailings [3].

Sources

Sources accessed on 18 October 2026. Other cruise lines' loyalty programmes are not covered here; Celebrity Cruises Captain's Club and Silversea Venetian Society appear only through the Royal Caribbean Group Points Choice and status-match tables.

  1. Royal Caribbean Crown & Anchor Society programme page, checked 18 October 2026
  2. Norwegian Cruise Line Latitudes Rewards programme page, checked 18 October 2026