Status: checked against official sources; automated independent review
PROGRAMME PROFILE
CIBC Aeroplan Credit Cards: Fees, Rates and Terms
CIBC Aeroplan credit cards are Aeroplan-branded consumer credit cards issued by CIBC (Canadian Imperial Bank of Commerce), which the bank lists under its own Aeroplan Cards heading among its travel rewards cards. [2] The card CIBC features on its credit card page as of 18 October 2026, the CIBC Aeroplan Visa Infinite Card, carries a $139 annual fee and a welcome offer of up to $1,300 in value that includes up to 50,000 Aeroplan points. [2]
Facts checked: 18 October 2026
Key takeaways
- CIBC gives its Aeroplan cards a dedicated heading in its credit card menu, inside the travel rewards part of the range. [2]
- The CIBC Aeroplan Visa Infinite Card is listed with a $139 annual fee. [2]
- Its advertised welcome offer is up to $1,300 in value, including up to 50,000 Aeroplan points, labelled a digital exclusive offer with conditions attached. [2]
- CIBC publishes a purchase interest rate and a cash interest rate for the card, and the listing shows rate values marked for non-Quebec residents and for Quebec residents. [2]
- CIBC says terms and conditions vary and links the terms from each individual card listing. [2]
What are CIBC Aeroplan credit cards?
CIBC keeps a separate Aeroplan Cards heading in its credit card menu, alongside its cash back, Costco, rewards, no-fee, low-interest, student and business card groups. [2] The same menu places Aeroplan cards under travel rewards cards, and the individual Aeroplan card CIBC features carries a "Travel" tag. [2]
The rewards currency named on the CIBC listing is Aeroplan points: the featured card's welcome offer is described in Aeroplan points. [2] The listing's points figure is part of a total value figure rather than a separate benefit. [2]
This profile covers consumer Aeroplan cards issued by CIBC. CIBC's business cards sit in a separate section of the site from its personal cards, and the bank's other personal reward families (cash back, Aventura, Dividend, Adapta) are separate products with their own published terms. [2]
What does the CIBC Aeroplan Visa Infinite Card cost, and what does its welcome offer include?
The Aeroplan card CIBC features is the CIBC Aeroplan Visa Infinite Card. As of 18 October 2026 the published details on CIBC's listing are: [2]
| Item | Published detail |
|---|---|
| Card | CIBC Aeroplan Visa Infinite Card [2] |
| Category | Travel [2] |
| Annual fee | $139 [2] |
| Welcome offer | Up to $1,300 in value, which includes up to 50,000 Aeroplan points [2] |
| Offer label | Digital exclusive offer; conditions apply [2] |
Both offer figures are written as maximums: "up to $1,300 in value" and "up to 50,000 Aeroplan points". [2] CIBC attaches a conditions note to the offer, so the qualification rules sit with the offer itself rather than being summarised in the listing. [2]
The annual fee of $139 is a fee on this card, published in the same block as the offer. [2] It is the only annual fee figure CIBC gives for an Aeroplan card on that listing. [2]
How are interest rates published for CIBC Aeroplan cards?
CIBC's listing for the CIBC Aeroplan Visa Infinite Card shows a purchase interest rate and a cash interest rate. [2] It also shows rate values marked for non-Quebec residents and for Quebec residents. [2] The annual fee for the same card is published as $139. [2]
Check which rate value CIBC marks for your province of residence, and treat the fee and the rates as separate numbers to check. [2] CIBC's credit card section also carries a compare-cards page, a card finder and a rewards calculator if you want to line the card up against other CIBC products. [2]
Where do the terms for a CIBC Aeroplan card live?
CIBC states that terms and conditions vary, and places a Terms and conditions link against each card on its listing so the terms travel with the card they belong to. [2] That structure matters when you compare two cards: the fee, the offer and the conditions are published card by card, not as one shared rulebook for the Aeroplan range. [2]
Before applying, check three things on the card's own listing: the annual fee, the wording of the welcome offer including its conditions note, and the rate value marked for the province where you live. [2]
Exceptions and limits
- The $139 annual fee is published against the CIBC Aeroplan Visa Infinite Card, so it describes that card rather than the Aeroplan programme as a whole. [2]
- Offer amounts are maximums written as "up to", and CIBC attaches conditions to the offer. [2]
- CIBC labels the welcome offer a digital exclusive offer. [2]
- The listing carries rate values marked for Quebec residents and for non-Quebec residents, while the annual fee is published as $139 for the card. [2]
- CIBC describes its CIBC by Expedia travel-booking earn for eligible Dividend, Aventura and Adapta cards. [2]
- CIBC's business credit cards are listed separately from the personal Aeroplan cards covered here. [2]
Frequently asked questions
How much is the annual fee on the CIBC Aeroplan Visa Infinite Card?
CIBC lists a $139 annual fee for the card as of 18 October 2026. [2]
How many Aeroplan points does the CIBC welcome offer include?
The offer is advertised as up to 50,000 Aeroplan points within up to $1,300 in value, with conditions attached. [2]
Is the CIBC Aeroplan welcome offer available in branch?
CIBC labels it a digital exclusive offer on its listing. [2]
How are interest rates shown for the CIBC Aeroplan Visa Infinite Card?
CIBC's listing shows a purchase interest rate and a cash interest rate, with rate values marked for non-Quebec residents and for Quebec residents. The rate that applies depends on your province of residence. [2]
Where can I read the full terms for a CIBC Aeroplan card?
CIBC says terms and conditions vary and provides a Terms and conditions link next to each card. [2]
Sources
Sources accessed on 18 October 2026. Aeroplan cards issued by TD and by American Express, and CIBC's business and non-Aeroplan personal cards, are not covered here; see the Aeroplan co-brand cards comparison for the wider picture.
- CIBC credit cards, checked 18 October 2026