Chase Sapphire Lounge: Network Profile

What is the Chase Sapphire Lounge network?

Chase presents the lounge benefit on its Sapphire Reserve card page as the Chase Sapphire Reserve Lounge Network, described as complimentary access to Chase Sapphire Lounges by The Club and more than 1,300 Priority Pass airport lounges worldwide, with up to two guests. [2]

Chase puts the annual value of the network at over $850 and says that figure applies when the cardholder and guests visit multiple times each year. [2] The stated basis for the number is the $469 annual value of Priority Pass Select membership plus four Chase Sapphire Lounge day passes at $100 each. [2]

The two parts of the network are separate access routes. Priority Pass Select entry is governed by Priority Pass Select terms, conditions and exclusions, so the rules for a Priority Pass lounge are not the same as the rules Chase sets out for its own branded lounges on the card page. [2] Readers who want the network side of the story in more detail can start with the Priority Pass profile.

Which card gets access to Chase Sapphire Lounges by The Club?

On the Sapphire Reserve page, the benefit is stated for the cardholder: access to any Chase Sapphire Lounge by The Club with up to two complimentary guests. [2] The card is priced at a $795 annual fee, with $195 for each authorized user. [2]

Priority Pass Select membership is automatically activated for primary cardmembers and any authorized users on the Chase Sapphire Reserve, J.P. Morgan Reserve and The Ritz-Carlton cards. [2] The card page lists that membership as part of the same lounge package rather than as a separate purchase. [2]

Guest numbers are set separately for each route: up to two complimentary guests at Chase Sapphire Lounges by The Club, and a maximum of two accompanying guests per member at Priority Pass lounges. [2] The guest rules for the Chase-branded side are collected on the lounge guest policy term page.

How does Priority Pass Select access work?

Membership includes access to airport lounges and select airport experiences taking part in the Priority Pass Select network. [2]

Above the two-guest allowance, the card is charged $27 per guest, per visit. [2] The charge is applied after the member has signed for the additional guest visits and those visits have been reported to Priority Pass. [2]

Entry requires a valid physical credit card or a Priority Pass digital membership card; a valid credit card held in a digital wallet is not accepted for lounge access. [2]

Access may be denied if the lounge is at capacity, and membership is maintained only while the credit card account is open and not in default. [2] Priority Pass lounges are owned and operated by independent third parties, so their participation and facilities can change. [2]

How does the lounge network fit with the card's other travel benefits?

The lounge network sits among other travel benefits on the same card page, which also lists access to select Air Canada Maple Leaf Lounges and Air Canada Cafés in the U.S., Canada and Europe with an eligible boarding pass. [2] The page further sets out a $300 annual travel credit and a set of travel protections, among them trip delay reimbursement. [2]

Points earned on the card are Ultimate Rewards points, which the card page says do not expire while the account remains open. [2] The Ultimate Rewards program agreement for the Ink Business Preferred states the same no-expiry rule and adds that points are lost immediately if the account status changes, or the account is closed, for misuse, fraud or other reasons listed in that agreement. [3]

The card-by-card view of who gets lounge access is set out in lounge access credit cards.

What are the exceptions and limits?

• Separate guest allowances. The two complimentary guests at Chase Sapphire Lounges by The Club and the two accompanying guests allowed per member at Priority Pass lounges are distinct allowances, each applying to its own route. [2]
• Extra-guest charge is a Priority Pass rule. The $27 per guest, per visit charge applies to Priority Pass guests beyond the two-guest allowance and is billed to the card after the visit is reported to Priority Pass. [2]
• Capacity and changing participation. Priority Pass access may be denied at a full lounge, and individual lounges can join or leave the network because they are run by independent third parties. [2]
• Card at the door. A physical credit card or a Priority Pass digital membership card is required; a credit card stored in a digital wallet will not be accepted. [2]
• Membership depends on the account. Priority Pass Select membership requires the card account to stay open and not in default. [2]
• The value figure assumes repeat visits. Chase states the $850-plus annual value in the context of visiting several times a year, so it reflects expected usage of the benefit rather than a lump-sum credit. [2]
• Route-specific terms. Priority Pass Select membership is subject to the Priority Pass Select terms and conditions, while the Chase Sapphire Lounge guest allowance is stated on the card page itself. [2]

Frequently asked questions

Does the Chase Sapphire Reserve include Chase Sapphire Lounge access?

Yes. Chase lists access to any Chase Sapphire Lounge by The Club with up to two complimentary guests as a benefit of the Chase Sapphire Reserve card. [2] The same package includes a Priority Pass Select membership. [2]

How many guests can I bring into a Chase Sapphire Lounge by The Club?

The card page states up to two complimentary guests with the cardholder's access to any Chase Sapphire Lounge by The Club. [2]

Is Priority Pass Select the same as Chase Sapphire Lounge access?

They are two separate routes inside the Chase Sapphire Reserve Lounge Network. [2] Priority Pass Select covers more than 1,300 airport lounges worldwide and allows a maximum of two accompanying guests, with further guests charged $27 per guest, per visit. [2]

Do I need a physical card to enter a Priority Pass lounge?

Yes. A valid physical credit card or a Priority Pass digital membership card must be presented, and a credit card in a digital wallet will not be accepted for lounge access. [2]

What does Chase say the lounge network is worth?

Chase values the network at over $850 a year, based on the $469 annual value of Priority Pass Select membership plus four Chase Sapphire Lounge day passes at $100 each. [2]

Related pages

Programme: Priority Pass. Guides: Chase Sapphire Reserve lounge access, lounge access credit cards. Terms: lounge guest policy, frequent flyer glossary.

Sources

Sources accessed on 18 October 2026. Other lounge networks, other card issuers and Chase cards other than the Chase Sapphire Reserve are not covered here; see lounge access credit cards for the wider comparison.

1. Chase Sapphire Reserve credit card page and benefit terms, checked 18 October 2026
2. Ultimate Rewards program agreement (Ink Business Preferred), checked 18 October 2026