Status: checked against official sources; automated independent review
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PROGRAMME PROFILE
Standard Chartered 360° Rewards (Singapore)
Standard Chartered 360° Rewards is the rewards scheme attached to Standard Chartered Bank (Singapore) Limited credit cards, in which cardholders earn Rewards Points on spending charged to an eligible card [1] and then view, manage and redeem those rewards in one place through the 360° Rewards feature in the bank's mobile app [4]. The bank lists 360° Rewards Redemption among its Singapore credit card features [1], and one of its Singapore cards advertises 1 Rewards Point for every S$1 charged [1].
Facts checked: 18 October 2026
Key takeaways
- 360° Rewards Redemption is one of the credit card features Standard Chartered lists for its Singapore cards [1], and the SC Mobile app carries a 360° Rewards feature for viewing, managing and redeeming rewards in one place [4].
- The bank advertises 1 Rewards Point for every S$1 charged on its Platinum Visa / Mastercard and up to 10x Rewards Points per S$1 on its Rewards+ Credit Card [1].
- Rewards Points are one of several reward currencies in the Singapore line-up: the Journey and Beyond cards are described in miles, and the Simply Cash, MANHATTAN, Smart and Spree cards in cashback [1].
Which Standard Chartered Singapore cards earn Rewards Points?
Standard Chartered's Singapore credit card page uses the term Rewards Points for a particular group of cards, and describes each of them in a single line [1]. The table records what the page says about each one [1].
| Card | What the card page says |
|---|---|
| Platinum Visa / Mastercard | Earn 1 Rewards Point for every S$1 charged to the card [1] |
| Rewards+ Credit Card | Get up to 10x Rewards Points for every S$1 charged to the card [1] |
| Prudential Platinum Card | Pay for insurance premiums with the Rewards Points you earn [1] |
| Prudential Visa Signature Card | Pay for insurance premiums with the Rewards Points you earn [1] |
| NUS Alumni Platinum Card | Earn Rewards Points on your spend, and contribute to your alma mater [1] |
The rest of the same line-up is presented in different reward currencies: the Journey Credit Card is described with up to 3 miles per S$1, the Beyond Credit Card with earning miles, and the Simply Cash, MANHATTAN Platinum / World Mastercard, Smart and Spree cards with cashback rates [1]. Holding a Standard Chartered Singapore card does not by itself mean collecting Rewards Points [1].
How do you earn Rewards Points?
Earning is expressed as points per Singapore dollar charged to the card [1]. On the Platinum Visa / Mastercard the advertised rate is a flat 1 Rewards Point for every S$1 charged [1].
The Rewards+ Credit Card advertises a much larger multiple — up to 10x Rewards Points for every S$1 charged [1]. The figure is written as "up to", so it is a ceiling on the rate rather than a flat one [1].
Rewards Points also have uses beyond travel-style redemption: the Prudential Platinum Card and Prudential Visa Signature Card are described as cards that let you pay for insurance premiums with the Rewards Points you earn [1]. On the NUS Alumni Platinum Card, spending earns Rewards Points and the card also lets the holder contribute to their alma mater [1].
Accelerated rates are not unique to Rewards Points cards on that page: the Journey Credit Card is presented with up to 3 miles per S$1 alongside a Bonus$aver Account, and the Smart Credit Card with up to 10% cashback on stream, dine and commute categories [1].
How do you view and redeem 360° Rewards points?
Redemption sits under the 360° Rewards name. Standard Chartered lists "360° Rewards Redemption" in the credit card features menu of its Singapore credit card page [1], and the same entry appears in the credit card features list on its Singapore home page [4].
On mobile, the bank says the 360° Rewards feature is available in the SC Mobile app, where you can view, manage and redeem rewards all in one place [4]. The app's rewards section is presented as rewards on the go [4].
For account-specific questions, the Help Centre separates a Loyalty and Rewards area — "Get help regarding our loyalty programmes" — from the general credit card help section [6]. The card page also carries a promotions area listing Lifestyle Offers, SC Shop and Earn, and Scratch & Win [1].
Limits and exceptions
- Not every card earns Rewards Points. The Journey and Beyond cards are described in miles and the Simply Cash, MANHATTAN, Smart and Spree cards in cashback, so the currency depends on which card you hold [1].
- Advertised multiples are maximums. The Rewards+ headline is up to 10x Rewards Points per S$1, not a guaranteed multiple [1].
- Headline rates elsewhere on the page come with conditions. The Spree card's 3% cashback is limited to online buys with a monthly cap of S$30 and no minimum spend, and the Journey card's up-to-3-miles rate is shown together with a Bonus$aver Account [1].
- Some cards involve a partner. The Prudential Platinum Card and Prudential Visa Signature Card are described around insurance premiums, and the NUS Alumni Platinum Card around contributions to the holder's alma mater [1].
- Market scope. The pages cited here belong to Standard Chartered Bank (Singapore) Limited, registration number 201224747C, so the card names and rates above describe Singapore-issued cards [1]. The site's footer links a Pricing Guide and Terms and Conditions for the full conditions of each product [1].
Frequently asked questions
Where do I redeem 360° Rewards points?
Through the 360° Rewards feature in the SC Mobile app, which the bank says lets you view, manage and redeem rewards all in one place [4]. 360° Rewards Redemption is also listed as a credit card feature on the Singapore site [1].
Which Standard Chartered Singapore card earns the most Rewards Points per dollar?
The card page advertises 1 Rewards Point per S$1 on the Platinum Visa / Mastercard and up to 10x Rewards Points per S$1 on the Rewards+ Credit Card [1]. The second figure is published as a maximum rate [1].
Can I pay insurance premiums with Rewards Points?
Standard Chartered describes the Prudential Platinum Card and Prudential Visa Signature Card as letting you pay for insurance premiums with the Rewards Points you earn [1].
Do all Standard Chartered Singapore credit cards earn Rewards Points?
No. The same card page presents the Journey and Beyond cards in miles and the Simply Cash, MANHATTAN, Smart and Spree cards in cashback, so Rewards Points sit alongside other reward types in the Singapore line-up [1].
Who issues 360° Rewards points in Singapore?
Standard Chartered Bank (Singapore) Limited, registration number 201224747C, as shown in the site footer [1].
Sources
Sources checked on 18 October 2026. It covers Standard Chartered 360° Rewards as it applies to Singapore-issued consumer credit cards; Standard Chartered's operations in the Hong Kong Special Administrative Region of China and its card rewards programmes in other markets are not covered here.
- Standard Chartered Singapore credit cards, checked 18 October 2026
- Standard Chartered Singapore home page, checked 18 October 2026
- Standard Chartered Singapore Help Centre, checked 18 October 2026
Standard Chartered 360° Rewards (Singapore) on Flyerfolio
Every page about Standard Chartered 360° Rewards (Singapore), grouped by what you want to do.
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Tools 3
- Transfer ratio calculatorConvert points to partner miles at a ratio you enter or a sourced ratio with its official link and check date, with optional bonus and minimum block.
- Points value calculator
- Award vs cash calculatorCompare paying with points and paying cash using your own point value, including points the cash booking earns, and see the break-even value.