How to use Bilt transfer partners and ratios

Which airlines and hotels can you transfer Bilt Points to?

Bilt's rewards page divides its transfer network into airline transfer partners, counted at 17, and hotel transfer partners, counted at seven, as of 18 October 2026. [2] The table below lists the partner names that appear with each group, using the counts exactly as Bilt states them. [2]

Members who would rather not move points into a partner programme can use the Bilt travel portal instead, which Bilt says books more than 500 airlines and 700,000 hotel properties. [2] Everyday uses sit alongside the travel ones, such as Lyft rides, gift cards and Amazon.com purchases. [2]

What transfer ratio does Bilt publish for its partners?

Bilt's rewards page states a single figure for its partner network: points transfer 1:1 to its airline and hotel partners. [2] A transfer ratio of 1:1 means one partner mile or point for each Bilt Point moved, so the published figure gives the same rate for the airline group and the hotel group rather than a separate rate per programme. [2]

Bilt's terms treat transfers as one of several ways to use points, alongside rent, fitness and lifestyle partners, Bilt Home Collection goods and a down payment on a mortgage, and they note that redemption values vary by option. [3] Whatever option a member picks, Bilt's terms say that minimum and maximum amounts may apply, and that the applicable minimum or maximum and any additional conditions are shown before points are used. [3] Once points have been used, the transaction is final and may not be cancelled unless the terms say otherwise at the time. [3]

For context on how this single-rate structure compares with other flexible currencies, see the US transferable points transfer ratio comparison. [2]

How do Rent Day transfer bonuses differ from the published ratio?

Bilt runs Rent Day on the 1st of each month, releasing limited-time benefits that can include transfer bonuses, along with neighbourhood dining offers and a chance to win free rent. [2] Those bonuses are described as limited-time offers, whereas the 1:1 figure is the rate Bilt gives for transferring points to its airline and hotel partners. [2]

That split matters when planning a transfer: the standing partner list and the 1:1 ratio are the regular rules, and a Rent Day promotion released on the 1st of a month is a temporary extra that sits outside them. [2] Rent Day benefits rotate rather than staying fixed, so a member weighing a transfer against a promotion needs the offer that is running at the time. [2]

Exceptions and limits

• Who can hold Bilt Points. The Bilt Rewards Program is offered to legal residents of the 50 United States, the District of Columbia and US territories who are at least 18 and have reached the age of majority in their jurisdiction, and each individual may hold only one account. [3]
• Inactivity and closure. Bilt defines expiration as loss of points after 18 months of account inactivity, counting rent or mortgage payments through the account, qualified purchases on a Bilt co-branded card, any redemption of Bilt Points and entry into a Bilt promotional sweepstakes as activity. [3] Points are lost immediately if an account becomes inactive or is closed for reasons such as breaching the agreement, bankruptcy, suspected fraud, unauthorised buying or selling of points, or moving points to an ineligible third party. [3]
• Verification before a transfer. Redemption options, including transfers to certain partners, may carry extra verification requirements or limits based on account standing, identity verification or other security measures, and higher-value redemptions may need additional verification steps. [3]
• Programme changes. Bilt may change what points can be redeemed for at any time, and while it gives 45 days' notice of listed changes such as a new or increased fee or a change to the rate at which points are earned, it states that it does not give notice when it changes what points can be redeemed for. [3]

Frequently asked questions

What is the Bilt Points transfer ratio?

Bilt states that points transfer 1:1 to its airline and hotel transfer partners. [2]

Which airlines are Bilt transfer partners?

The airline group is counted at 17 partners, and the names shown with it are United MileagePlus, Alaska Airlines & Hawaiian Airlines, Southwest Rapid Rewards, British Airways Club, JAL Mileage Bank, Air France/KLM Flying Blue, Virgin Atlantic Flying Club, Air Canada Aeroplan, Turkish Airlines Miles&Smiles, Aer Lingus Aerclub, TAP Miles&Go and Iberia Plus. [2]

Which hotels can you transfer Bilt Points to?

Seven hotel partners are listed: Hilton Honors, World of Hyatt, Marriott Bonvoy, IHG Rewards Club, Accor Live Limitless, Wyndham Rewards and Preferred Hotels. [2]

Can a Bilt transfer come with a bonus?

Yes. Rent Day on the 1st of each month brings limited-time benefits that can include transfer bonuses, which are separate from the standing 1:1 ratio. [2]

Is there a minimum Bilt transfer amount?

Bilt's terms say minimum and maximum amounts may apply when points are used, and that the applicable amounts and any extra conditions are shown before points are used. [3]

Related pages

Programme: Bilt Rewards. Guides: how to redeem Bilt Rewards points, Bilt Rewards household pooling rules, US transferable points transfer times compared. Terms: transfer partner.

Sources

Sources accessed on 18 October 2026. Airline and hotel programmes outside Bilt's transfer groups are not covered here; the transfer ratio comparison sets Bilt beside other US transferable currencies.

1. Bilt Rewards homepage and transfer partner list, checked 18 October 2026
2. Bilt Rewards Terms & Conditions, last updated 14 July 2026, checked 18 October 2026